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I have known David Espinosa for three years. I have worked with David on a business as well as personal nature as far as insurance needs. I sold new home construction for Plantation Homes and handled the area of Brushy Creek in Round Rock. David called on me and discussed his ability to service my customers with homeowners insurance. I recommended David to my clients and without question; they were all satisfied with the service and product. I then decided to give David a shot at my personal home, cars, and rental for my daughter at TAM. I have been very satisfied with the level of service and I also have been very pleased with the cost savings in comparison to my last carrier, State Farm. I would recommend David Espinosa to anyone looking for good service and good product.

David B

Liability Coverage in Austin TX, Round Rock TX & Surrounding Areas

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage Liability.

Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Espinosa Insurance Services today for more information about what Liability Coverage can do for you.